Personal - Credit Repair Services
Assets Line Financial specializes in removing negative accounts from our clients' credit reports and guiding them on how to build a positive credit history to attain their financial objectives.
Under the Telemarketing Sales Rule (TSR), it is illegal to use telemarketing in credit repair services. Telemarketing includes any phone or video calls made to potential leads and clients before selling services. However, our system allows future clients to enter their information and provide credit card details online without
ever speaking to one of our representatives.
How it Works:
1. Enroll Online
Enrollment is easy to complete by clicking on "Sign up for $0 Today", select a package, and follow the steps. You will have access to our client portal for monthly updates, setting up payment details, and completing a brief onboarding process.​
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3. Restoration Process Begins
Once enrolled, the restoration process begins. A dedicated credit repair specialist will be assigned to meticulously address your credit profile monthly, sending letters to the major credit bureaus and creditors to dispute errors. Simultaneously, as deletions are pursued, you'll focus on cultivating a positive credit history, ensuring a smooth process. While we cannot guarantee results, an estimate of the timeframe will be provided after reviewing your credit report.
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4. Your Road to a Better Life Begins
Our ultimate objective is to guide each client toward a fair credit score and impart knowledge on maintaining positive credit habits for ongoing improvement. Achieving this goal is a collaborative effort, with Assets Line Financial handling 80%, while the client is responsible for the remaining 20%—a crucial contribution for the success of the process.
Our fees are affordable...
Unlike other credit repair firms that typically charge around $300 for each removed item, a cost that can escalate rapidly given the average credit report containing approximately 11 removable items, we've made it cost-effective by offering unlimited dispute resolutions and deletions at a fraction of the price.
Assets Line Financial - Credit Repair FAQs
Q: How Long Before I See Results?
A: The honest answer is that it depends — on your goals, and if you follow the game plan that we created for you. Most of our clients see results within the first 45-60 days. That’s actually one of the best parts of choosing Assets Line Financial. We look at your individual situation and build your own personal Game Plan. Your Game Plan focuses on the areas that will make the most impact. We, at Assets Line Financial, get to work quickly so that you can begin seeing results as quickly as possible.
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Q: How Long Does It Take to Fix Bad Credit?
A: There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. The game plan created and selected is designed for you to complete the program within 90-180 days. We work with you, but we also need you to work with us.
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Q: Can I Repair My Credit On My Own?
A: Yes, you can. There is technically nothing a credit repair agency can do that you can’t do yourself. However, you need to be willing to put in the work and educate yourself about credit laws. The process of trying to work out settlements and verify information can be daunting. For this reason, many people choose to have a credit repair company to do this work on their behalf. Not only are they diligent in their work, they also know the ins-and-outs of credit repair better than anyone.
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Q: If You Remove an Item From My Credit Report, Does It Eliminate The Debt?
A: No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.